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iCollect Debt Collection NZ


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Guardian Credit Services
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Contact iCollect

  If I Collect is not for you, let
Guardian Credit Services
 Collect your Debt

click here


iCollect Testimonials

       New Zealand's Favourite Debt Collection Software

iCollect Debt Collection Software

If you need to collect or manage a debt portfolio, iCollect is a leader in the New Zealand debt recovery and collection industry. Our unwavering commitment to providing professional, reliable service and innovative business debt recovery system will ensure the best avenues for debt recovery are efficiently explored.

iCollect software is New Zealand's comprehensive debt recovery system critical for efficient, affordable and hassle free data management. Our sophisticated business debt collection software is commonly used to help secure a quick turnaround on all debtor cases and help provide an unmatched level of service and recovery.


  • You will get paid quickly and maintain customer relationships
  • The debt collection programme that gets the most hardened debtors to settle. Over a 90% success rate
  • Your money is paid directly to you. No more commissions or
     debt collection fees. You get 100% of your money
  • You can register defaults against your debtors credit
    history for five years
  • You will have full personal back up by our reputable debt
    collection agency
  • Low costs, you can rent or buy outright  costs
  • Guaranteed Results, We are so confident with iCollect debt
    collection software that we will give you a 30 day money
    back guarantee

    We deliver our iCollect debt recovery software to Auckland, Christchurch and Wellington and throughout New Zealand.

One of the most popular features in our debt collection management software is the intelligent debt management platform allowing you to collect overdue debts quickly and cheaply without putting the relationship you've built with your customers at risk.

When choosing a debt collection agency, performance should be your top concern. You can't afford to lose time while debts get old. Our advanced iCollect business debt recovery software allows you to generate and track your own payment plans at your own pace, to suit your business processes.

Easy to use with an outstanding success rate, iCollect provides unrivalled, leading edge debt recovery and credit control management systems combined with excellent on-going support.

We are so committed to leveraging leading edge debt collection agency technology in every aspect of the recovery process, use iCollect software for 30 days for your business debt collection and if you're not 100% satisfied with the results, we give a full refund.

See How  the iCollect debt collection system  works......


A polite letter on Guardian Credit Services letterhead is sent to your debtor asking them to send your money directly to you. This letter is generated from your printer, signed by Guardian Credit Services. To see the first letter click here

You can expect a response of over 60% from this letter. (The Power of  “Third Party” Impact.)

When your debtors pay, you have the option to send a “Thank You” letter, to see letter click here

Day 7

A Default Notice is sent, warning your debtor that their credit rating will be damaged for five years if they do not pay within 72 hours click here to view.

Over 80% of the debtors responded at this stage.

Day 14 

You have the option to register a Default with Veda Advantage.

A final warning letter on Guardian Credit Services letterhead is sent to your debtor Threatening Legal Proceedings. To see legal letter click here

Day 20

Over 90% would have paid by now, however, if any have not, you have the option to hand over the debt to Guardian Credit Services for debt collection.


30 Day Money Back Guarantee
We are so confident with the iCollect Debt Collection
 system that we allow our new clients to use I Collect for thirty days to recover their debts and if they are not 100% satisfied with the results, we will give a full refund.


Click here to Rent or Buy I Collect Debt Collection Programme

News from the iCollect blog

Government Counting Costs for Legal Aid Debt Recovery

Posted on 26-07-2016

Outsourcing the costs of recovering legal aid debt has left the Ministry of Justice nearly $175,000 out of pocket. Associate Justice Minister Simon Bridges said debt collection was outsourced in cases “where the Ministry has exhausted its own debt-recovery mechanisms”. The Ministry began using debt collection agencies to recover legal aid debts in December 2009. […] read more »

Debt Collectors Visit 350 People for Library Fines

Posted on 26-07-2016

You might think it’s just a forgotten library book, but with debt collectors visiting more than 300 Wellingtonians last year for outstanding library fines, that overdue book could put a mark on your credit history. Library and community spaces manager John Stears┬ásaid the debt collectors were effective in making sure the debts were settled, either […] read more »

Things a Debt Collection Agency Must Tell You

Posted on 23-05-2016

When you’re deep in debt, it’s not easy to climb your way out. It’s a challenging situation that gets even more stressful when the creditors want their money back and debt collectors get involved. Just the thought of having to open the mailbox or the sound of the phone ringing can be nerve wracking. So […] read more »




The Debt Collection System that changes Debt Recovery in New Zealand
I Collect is a powerful debt collector for all your debts

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I Collect Debt Recovery / Collection, Credit Control & Debt Management System Works in New Zealand
Debt Collection / Recovery of Debts in New Zealand

Guardian Debt Recovery has field agents, debt collectors and process servers covering the towns below
Auckland Christchurch Dunedin Hamilton Napier Tauranga Wellington

Guardian Debt Collection Agency has process servers, debt collectors and field agents covering the towns below

Auckland Christchurch Dunedin Hamilton Napier Tauranga Wellington

I Collect Debt Collection NZ
Private Bag 93602
Browns Bay

I Collect Debt Recovery NZ
Unit F
215 Rosedale Road
New Zealand

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I Collect is a powerful debt collector