• New Zealand's Leading Debt Collection Software

Monthly Archives :

May 2018

5 Common Reasons Debtors Don’t Pay on Time

As a small business, non-paying customers can be disappointing, frustrating, even infuriating. You’re thinking: I provided a good or service, I deserve to get paid! Why aren’t they paying?! Asking for money is an awkward enough part of the job before payments start going to arrears.

In order to get your debt recovered, it’s worth understanding the mindset of a debtor. Understanding 5 common debtor personas will help you make the most of your debt collection software.

The Accidental Debtor

The accidental debtor is our favourite type of indebted customer. They accidentally filed the bill away before payment, or the dog slyly ate the bill and they’re still waiting for it to show up in the mail. Whatever the reason, this debtor is not trying to pull the wool over your eyes – they simply forgot to pay. Debt recovery software works swiftly with these guys, as soon as they get that first scheduled reminder, the money will be in your account faster than you can say “show me the money”!

Debt collection agency

The Procrastinator

Often, the procrastinator simply likes to see money in their own account and has trouble parting with funds, so they put it off. They might be waiting until pay day, or may even be waiting on a late payment from one of their own clients. Again, these debtors don’t like being in overdraft and will usually resolve their debt with a single, friendly reminder from your debt collection system.

The Over Spender

These debtors are a little bit more unpredictable. The over spender usually pays their bills on time, but a holiday season or unexpected circumstance caused them to lack the funds for out-going bills. The over spender might only need a single prompt by iCollect’s debt collection software, as they didn’t intend to not pay you. On the other hand, if the over spend was serious, it might take some time for them to pay you back in full.

The Opportunist

Unfortunately, some debtors have less innocent motives and the opportunist is one of them. They are the business equivalent of that friend who always seems to forget his wallet. The opportunist might take advantage of a business that invoices customers after the good or service is delivered. They also might prey on smaller businesses which they deem less likely to have a strong debt collection practice – which is why making use of streamlined and professional debt recovery software system is so beneficial.

The Can’t Pay Debtor

Unfortunately, some people cannot pay their debts. It’s the rarest scenario, but these people are in over their heads, receiving notices left, right and centre. They are in trouble, fighting a mountain of fees. While some people or businesses will have to claim bankruptcy if the debt is bad enough, others need help in the form of payment plans and possibly even tax lawyers to get them back on their feet.

Viagra alternatives works better

Last week, the United States equivalent to the Medical Products Agency, FDA, approved a new drug - Addyi (flibanserin 100 mg). The Sprout Pharmaceuticals supplier certainly cried up a bottle and journalists around the world wrote about this little pill. For Addyi is not any pill, it's the long-awaited pink Viagra.

Thus, a medicine that is expected to revolutionize women's most common sex problems (low lust) in the same way as Viagra revolutionized men's most common sex problems (erectile dysfunction) when it came in 1998. And clearly everyone wants to rewrite pink Viagra, everyone wants to rewrite sex, especially when It gets a nice scientific setting.

The subject of Pink Viagra comes up in the media on a regular basis and the conversation follows about the same pattern. In one corner, cheerful insistence that science can finally be close to finding the key to women's sex drive. In others, one and another feminist chronicle concludes that women may not want to lie because they take the main responsibility for the home and the children. The fascinating thing is that in the middle of the conversation about sex and science is the obvious few who actually talk about science.

Using Cialis 20mg | Where to Buy Cialis Canada? | Anchor for ring 2 page 2